ACCUEIL / SERVICES
PORTFOLIO MANAGEMENT
The discretionary portfolio management service is provided by iA Private Wealth. We use an integrated approach to structure a diversified and personalized portfolio that minimizes risks, costs, and your tax bill. This is all based on rigorous strategic planning, aligned with your financial goals. Customized solutions ensure the sustainability of your wealth by enabling you to achieve your long-term objectives with peace of mind.
Index investing involves less analysis, fewer transactions, and less human intervention than active management. The result: lower management fees. Over the long term, these savings can make a real difference in your net return — especially in non-registered accounts.
Learn how a young investor adjusted his strategy to focus on index ETFs after a more reactive start.
By investing in a stock index, you follow the market instead of trying to beat it. This approach avoids risky bets and offers more stable performance year after year. It’s a cautious strategy, well suited for those who want to build their wealth with discipline.
On that note, here are three lessons from a surprise market rebound that highlight why it’s so hard to beat the market in the short term.
Index funds give you access to a large number of companies across various sectors and regions. For example, a fund that tracks the S&P/TSX index covers the largest Canadian companies. It’s a simple and effective way to reduce the overall risk of your portfolio.
Since index portfolios have low turnover, they generate fewer sales — and therefore fewer taxable capital gains. This helps defer taxes and, in some cases, allows for better withdrawal planning. It’s a key advantage for non-registered accounts or during decumulation in retirement.
Only the products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund. iA Private Wealth is a trade name and another name under which iA Private Wealth Inc. conducts its business. iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.